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	<title>Budgeting Spreadsheet &#187; Save Money Tips</title>
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	<link>http://budgeting-spreadsheet.com</link>
	<description>Is Budgeting Spreadsheet useful to an Individual? If you have this questin in mind, get free Budgeting Spreadsheet advices and tips here.</description>
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		<title>How to save &#163;528 a year</title>
		<link>http://budgeting-spreadsheet.com/financial-freedom/save-money-tips/how-to-save-528-a-year/</link>
		<comments>http://budgeting-spreadsheet.com/financial-freedom/save-money-tips/how-to-save-528-a-year/#comments</comments>
		<pubDate>Thu, 11 Feb 2010 07:58:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Save Money Tips]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[financial]]></category>

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		<description><![CDATA[Average household fuel bills have doubled since 2003, the comparison website moneysupermarket.com said this week, and the regulator Ofgem warned that thousands of homes could soon face &#34;unaffordable energy bills&#34;. 
But there is no need to suffer in silence. Simple steps can cut hundreds of pounds off annual fuel costs. I know because I have. [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>How to keep cost down during Christmas</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/how-to-keep-cost-down-during-christmas/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/how-to-keep-cost-down-during-christmas/#comments</comments>
		<pubDate>Fri, 20 Nov 2009 02:20:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budget Spreadsheet]]></category>
		<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Save Money Tips]]></category>
		<category><![CDATA[Budgeting Spreadsheet]]></category>
		<category><![CDATA[budgeting tips]]></category>
		<category><![CDATA[personal budget]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=885</guid>
		<description><![CDATA[The Christmas party season is just around the corner, but with most of us feeling the pinch, keeping costs down will be a priority for many. 
Hosting a party can be an expensive business once you have factored in food, drink, decorations and entertainment but, provided you are prepared to do some research, there are [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>Ten ways to pay less tax</title>
		<link>http://budgeting-spreadsheet.com/financial-freedom/save-money-tips/ten-ways-to-pay-less-tax/</link>
		<comments>http://budgeting-spreadsheet.com/financial-freedom/save-money-tips/ten-ways-to-pay-less-tax/#comments</comments>
		<pubDate>Sat, 24 Oct 2009 06:29:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Save Money Tips]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=853</guid>
		<description><![CDATA[Paying tax is one of life&#8217;s few certainties, but you can still have some say over how much you pay. If you are approaching the October 31 deadline for paper tax returns with trepidation, why not soften next year&#8217;s blow by taking a few simple steps to become more tax efficient? Insulate your wallet with [...]]]></description>
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		<slash:comments>10</slash:comments>
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		<title>8 Cost Saving Tips Students</title>
		<link>http://budgeting-spreadsheet.com/financial-freedom/save-money-tips/8-cost-saving-tips-students/</link>
		<comments>http://budgeting-spreadsheet.com/financial-freedom/save-money-tips/8-cost-saving-tips-students/#comments</comments>
		<pubDate>Tue, 15 Sep 2009 05:49:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Save Money Tips]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=816</guid>
		<description><![CDATA[Have you ever experiencing over spending? If you have, there could be a couple of reasons for you to do that. If you relook at your reasons again, you may find that some of them are not really necessary.
Here are some tips on how you can save your money
1. Alway stick to a shopping list
If [...]]]></description>
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		<title>5 Very Practical Personal Cost Saving Tips</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/5-very-practical-personal-cost-saving-tips/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/5-very-practical-personal-cost-saving-tips/#comments</comments>
		<pubDate>Sat, 12 Sep 2009 17:23:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budget Spreadsheet]]></category>
		<category><![CDATA[Save Money Tips]]></category>
		<category><![CDATA[financial budgeting]]></category>
		<category><![CDATA[Personal Budgeting]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=812</guid>
		<description><![CDATA[1.  Are you paying for a club or gymasium membership that you hardly use? If yes, why not cancel it. This could save you some money on this unnecessary expenditures. You can use the saved money for other essential items.  Some club membership fees are quite expensive and there are other cheaper alternatives [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>10 ways to cut the cost of motoring</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/10-ways-to-cut-the-cost-of-motoring/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/10-ways-to-cut-the-cost-of-motoring/#comments</comments>
		<pubDate>Sat, 05 Sep 2009 10:01:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budget Spreadsheet]]></category>
		<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Save Money Tips]]></category>
		<category><![CDATA[financial budgeting]]></category>
		<category><![CDATA[Personal Budgeting]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=759</guid>
		<description><![CDATA[By Emma Simon
There was more pain at the pumps for drivers this week when fuel duty increased by 2p per litre; the third increase in petrol and diesel tax in nine months. 
Once VAT is included, this latest duty rise will total 2.3p per litre – pushing the average price of petrol across the country [...]]]></description>
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		<title>7 Ways That You Can Cut Your Food Bill</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/7-ways-that-you-can-cut-your-food-bill/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/7-ways-that-you-can-cut-your-food-bill/#comments</comments>
		<pubDate>Sat, 05 Sep 2009 09:46:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Save Money Tips]]></category>
		<category><![CDATA[Budgeting Spreadsheet]]></category>
		<category><![CDATA[financial budgeting]]></category>
		<category><![CDATA[Personal Budgeting]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=754</guid>
		<description><![CDATA[By Kara Gammell
1. Compare, compare, compare 
Competition at the supermarket has been fierce during the recession, and cost comparison website www.mysupermarket.com claims it can help you one-fifth from the cost of your weekly food shop. This site allows you to size up prices at different supermarkets, including Asda, Tesco, Sainsbury&#8217;s and Waitrose&#8217;s online service Ocado. [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>8 Ways to Cut Costs in Your Garden</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/8-ways-to-cut-costs-in-your-garden/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/8-ways-to-cut-costs-in-your-garden/#comments</comments>
		<pubDate>Wed, 02 Sep 2009 17:07:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Save Money Tips]]></category>
		<category><![CDATA[financial budgeting]]></category>
		<category><![CDATA[Personal Budgeting]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=747</guid>
		<description><![CDATA[Done right, caring for your yard and garden leaves you with two kinds of green: the kind you tend and the kind you spend.
As it turns out, few amateur gardeners are doing it right. Most homeowners base their watering and planting habits on what their neighbors do, says Bruce?Butterfield, the research director for the National [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>10 Things Gas Stations Won&#8217;t Tell You</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/10-things-gas-stations-wont-tell-you/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/10-things-gas-stations-wont-tell-you/#comments</comments>
		<pubDate>Wed, 02 Sep 2009 16:52:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Save Money Tips]]></category>
		<category><![CDATA[financial budgeting]]></category>
		<category><![CDATA[Personal Budgeting]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=745</guid>
		<description><![CDATA[by Jim Rendon
1. “Good luck finding the best deal.”
When it comes to gas prices, most stations are branded—meaning the name of a major oil company hangs out front—and must buy gas from their proprietary company. They can’t shop around. With a lock on sales, the oil companies charge each station a different price depending on [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>9 Tips to come out Winner in Credit Card Game</title>
		<link>http://budgeting-spreadsheet.com/financial-freedom/save-money-tips/9-tips-to-come-out-winner-in-credit-card-game/</link>
		<comments>http://budgeting-spreadsheet.com/financial-freedom/save-money-tips/9-tips-to-come-out-winner-in-credit-card-game/#comments</comments>
		<pubDate>Mon, 31 Aug 2009 05:18:57 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Save Money Tips]]></category>
		<category><![CDATA[Self Improvement]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[financial budgeting]]></category>
		<category><![CDATA[personal budget]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=710</guid>
		<description><![CDATA[There seems to be warfare among credit companies in Malaysia to get you hooked on credit. Credit card companies are finding all kinds of ways to tempt you by offering various kinds of promotions from free cards, free gifts to slashing interest rates. The credit card companies are trying to show you that there is [...]]]></description>
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		<slash:comments>5</slash:comments>
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