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	<title>Budgeting Spreadsheet &#187; Personal Budgeting</title>
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	<link>http://budgeting-spreadsheet.com</link>
	<description>Is Budgeting Spreadsheet useful to an Individual? If you have this questin in mind, get free Budgeting Spreadsheet advices and tips here.</description>
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		<title>Various investment parking options</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/various-investment-parking-options/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/various-investment-parking-options/#comments</comments>
		<pubDate>Sat, 14 Nov 2009 09:36:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budget Spreadsheet]]></category>
		<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Financial Budget Preparation]]></category>
		<category><![CDATA[financial budgeting]]></category>
		<category><![CDATA[personal budget]]></category>
		<category><![CDATA[Personal Budgeting]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=880</guid>
		<description><![CDATA[When you deposit your money with a bank, your first decsion is whether you want access to it all the time. If you are prepared to lock it away for some time, fixed deposit is usually the obvious choice.
If you want ready accessibility, then you will opt for an at call deposit account or investment. [...]]]></description>
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		<title>Dilemma on where to park your excess cash?</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/dilemma-on-where-to-park-your-excess-cash/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/dilemma-on-where-to-park-your-excess-cash/#comments</comments>
		<pubDate>Sat, 14 Nov 2009 09:23:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budget Spreadsheet]]></category>
		<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Financial Budget Preparation]]></category>
		<category><![CDATA[financial budgeting]]></category>
		<category><![CDATA[personal budget]]></category>
		<category><![CDATA[Personal Budgeting]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=878</guid>
		<description><![CDATA[Thirty four year old Jessie is married with two children, and one on the way. She and her husband recently moved to a new place where they purchased two properties with the proceeds from the sale of their former house.
A nice position to be in. And the only real financial problem they faced was where [...]]]></description>
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		<title>Benefits of debt consolidation</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/benefits-of-debt-consolidation/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/benefits-of-debt-consolidation/#comments</comments>
		<pubDate>Sun, 08 Nov 2009 12:47:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budget Spreadsheet]]></category>
		<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Manage Debts]]></category>
		<category><![CDATA[benefits of debt consolidation]]></category>
		<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[loan consolidation]]></category>
		<category><![CDATA[managing debts]]></category>
		<category><![CDATA[Personal Budgeting]]></category>
		<category><![CDATA[tips]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/financial-budget/benefits-of-debt-consolidation/</guid>
		<description><![CDATA[There are various benefits that you can enjoy when you consolidate loans.&#160; But before that, you got to keep your eyes open and play your cards right in order to be effective in settling all your loans faster without additional burdens.
First of all, there is the interest rates that got to be considered. If your [...]]]></description>
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		<title>35,000 declared insolvent in U.K., the largest number in half a century</title>
		<link>http://budgeting-spreadsheet.com/financial-freedom/35000-declared-insolvent-in-u-k-the-largest-number-in-half-a-century/</link>
		<comments>http://budgeting-spreadsheet.com/financial-freedom/35000-declared-insolvent-in-u-k-the-largest-number-in-half-a-century/#comments</comments>
		<pubDate>Sun, 08 Nov 2009 09:58:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Around the Globe]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Manage Debts]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[managing debts]]></category>
		<category><![CDATA[Personal Budgeting]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=864</guid>
		<description><![CDATA[
The latest figures from the Insolvency Service disclosed that a total of 35,242 people were declared insolvent in England and Wales during the third quarter of the year, up 28 per cent on the same period a year ago. 
It means numbers are now at their highest level since records began in 1960 and experts [...]]]></description>
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		<title>Teaching children HOW TO manage MONEY early in life</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/teaching-children-how-to-manage-money-early-in-life/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/teaching-children-how-to-manage-money-early-in-life/#comments</comments>
		<pubDate>Sat, 24 Oct 2009 08:23:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budget Spreadsheet]]></category>
		<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Manage Debts]]></category>
		<category><![CDATA[Budgeting Spreadsheet]]></category>
		<category><![CDATA[financial budgeting]]></category>
		<category><![CDATA[personal budget]]></category>
		<category><![CDATA[Personal Budgeting]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=857</guid>
		<description><![CDATA[
WE’VE all seen them – adults who have no idea how to manage their money.
While it’s easy to look down our noses at them as they take out their third mortgage to make payments on their SUV, we should stop and think about where they learned their financial attitudes.
We may realise that our children could [...]]]></description>
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		<title>3 effective tips to avoid overspending</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/3-effective-tips-to-avoid-overspending/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/3-effective-tips-to-avoid-overspending/#comments</comments>
		<pubDate>Tue, 20 Oct 2009 16:53:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budget Spreadsheet]]></category>
		<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Financial Budget Preparation]]></category>
		<category><![CDATA[financial budgeting]]></category>
		<category><![CDATA[personal budget]]></category>
		<category><![CDATA[Personal Budgeting]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=848</guid>
		<description><![CDATA[1.	Limit impulse purchases
Unnecessary spending often occurs on the spur of the moment. You walk into a shop, see something and feel you just can’t leave without it, even though you didn’t know it existed 10 minutes earlier. Sound familiar?
To prevent this, make a list before you set out. Write down the things you need and [...]]]></description>
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		<title>Compulsive buying has been classified as a psychiatric disorder</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/compulsive-buying-has-been-classified-as-a-psychiatric-disorder/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/compulsive-buying-has-been-classified-as-a-psychiatric-disorder/#comments</comments>
		<pubDate>Tue, 20 Oct 2009 12:28:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budget Spreadsheet]]></category>
		<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Manage Debts]]></category>
		<category><![CDATA[budgeting tips]]></category>
		<category><![CDATA[Financial Budget Preparation]]></category>
		<category><![CDATA[financial budgeting]]></category>
		<category><![CDATA[personal budget]]></category>
		<category><![CDATA[Personal Budgeting]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=843</guid>
		<description><![CDATA[It has been common for people to proudly describe themselves as ‘born to shop’ or a ‘shopaholic’, yet there are some for whom the idea of being addicted to shopping is a genuine condition. The need for ‘retail therapy’ is a much stronger impulse in excessive or compulsive buyers.
It’s no joke: compulsive buying has been [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>DEBT is a fact of life for young workers</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/debt-is-a-fact-of-life-for-young-workers/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/debt-is-a-fact-of-life-for-young-workers/#comments</comments>
		<pubDate>Thu, 24 Sep 2009 17:01:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budget Spreadsheet]]></category>
		<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Manage Debts]]></category>
		<category><![CDATA[Budgeting Spreadsheet]]></category>
		<category><![CDATA[financial budgeting]]></category>
		<category><![CDATA[managing debts]]></category>
		<category><![CDATA[Personal Budgeting]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=820</guid>
		<description><![CDATA[DEBT is a fact of life for young workers. A generation has grown up with student debt at levels their parents never even contemplated. But today’s twenty and thirtysomethings are also fuelling the
£1.1 trillion debt mountain after they graduate, piling up borrowing on credit cards and personal loans. 
Debt counsellors report record numbers of young [...]]]></description>
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		<title>Kids &#8216;learn spending habits from parents&#8217;</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/kids-learn-spending-habits-from-parents-2/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/kids-learn-spending-habits-from-parents-2/#comments</comments>
		<pubDate>Thu, 24 Sep 2009 16:50:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budget Spreadsheet]]></category>
		<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Budgeting Spreadsheet]]></category>
		<category><![CDATA[financial budgeting]]></category>
		<category><![CDATA[personal budget]]></category>
		<category><![CDATA[Personal Budgeting]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=818</guid>
		<description><![CDATA[If a student is deep in debt or has thousands of pounds in savings then the chances are they inherited their financial sense from mum and dad, the study suggests. 
The new research reveals that parents have the greatest influence on students&#8217; financial habits, above work experience and financial education in secondary or high school. [...]]]></description>
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		<item>
		<title>5 Very Practical Personal Cost Saving Tips</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/5-very-practical-personal-cost-saving-tips/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/5-very-practical-personal-cost-saving-tips/#comments</comments>
		<pubDate>Sat, 12 Sep 2009 17:23:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budget Spreadsheet]]></category>
		<category><![CDATA[Save Money Tips]]></category>
		<category><![CDATA[financial budgeting]]></category>
		<category><![CDATA[Personal Budgeting]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=812</guid>
		<description><![CDATA[1.  Are you paying for a club or gymasium membership that you hardly use? If yes, why not cancel it. This could save you some money on this unnecessary expenditures. You can use the saved money for other essential items.  Some club membership fees are quite expensive and there are other cheaper alternatives [...]]]></description>
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