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	<title>Budgeting Spreadsheet &#187; personal budget</title>
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	<link>http://budgeting-spreadsheet.com</link>
	<description>Is Budgeting Spreadsheet useful to an Individual? If you have this questin in mind, get free Budgeting Spreadsheet advices and tips here.</description>
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		<title>How to keep cost down during Christmas</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/how-to-keep-cost-down-during-christmas/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/how-to-keep-cost-down-during-christmas/#comments</comments>
		<pubDate>Fri, 20 Nov 2009 02:20:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budget Spreadsheet]]></category>
		<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Save Money Tips]]></category>
		<category><![CDATA[Budgeting Spreadsheet]]></category>
		<category><![CDATA[budgeting tips]]></category>
		<category><![CDATA[personal budget]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=885</guid>
		<description><![CDATA[The Christmas party season is just around the corner, but with most of us feeling the pinch, keeping costs down will be a priority for many. 
Hosting a party can be an expensive business once you have factored in food, drink, decorations and entertainment but, provided you are prepared to do some research, there are [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Various investment parking options</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/various-investment-parking-options/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/various-investment-parking-options/#comments</comments>
		<pubDate>Sat, 14 Nov 2009 09:36:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budget Spreadsheet]]></category>
		<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Financial Budget Preparation]]></category>
		<category><![CDATA[financial budgeting]]></category>
		<category><![CDATA[personal budget]]></category>
		<category><![CDATA[Personal Budgeting]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=880</guid>
		<description><![CDATA[When you deposit your money with a bank, your first decsion is whether you want access to it all the time. If you are prepared to lock it away for some time, fixed deposit is usually the obvious choice.
If you want ready accessibility, then you will opt for an at call deposit account or investment. [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Dilemma on where to park your excess cash?</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/dilemma-on-where-to-park-your-excess-cash/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/dilemma-on-where-to-park-your-excess-cash/#comments</comments>
		<pubDate>Sat, 14 Nov 2009 09:23:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budget Spreadsheet]]></category>
		<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Financial Budget Preparation]]></category>
		<category><![CDATA[financial budgeting]]></category>
		<category><![CDATA[personal budget]]></category>
		<category><![CDATA[Personal Budgeting]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=878</guid>
		<description><![CDATA[Thirty four year old Jessie is married with two children, and one on the way. She and her husband recently moved to a new place where they purchased two properties with the proceeds from the sale of their former house.
A nice position to be in. And the only real financial problem they faced was where [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Teaching children HOW TO manage MONEY early in life</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/teaching-children-how-to-manage-money-early-in-life/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/teaching-children-how-to-manage-money-early-in-life/#comments</comments>
		<pubDate>Sat, 24 Oct 2009 08:23:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budget Spreadsheet]]></category>
		<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Manage Debts]]></category>
		<category><![CDATA[Budgeting Spreadsheet]]></category>
		<category><![CDATA[financial budgeting]]></category>
		<category><![CDATA[personal budget]]></category>
		<category><![CDATA[Personal Budgeting]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=857</guid>
		<description><![CDATA[
WE’VE all seen them – adults who have no idea how to manage their money.
While it’s easy to look down our noses at them as they take out their third mortgage to make payments on their SUV, we should stop and think about where they learned their financial attitudes.
We may realise that our children could [...]]]></description>
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		<title>3 effective tips to avoid overspending</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/3-effective-tips-to-avoid-overspending/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/3-effective-tips-to-avoid-overspending/#comments</comments>
		<pubDate>Tue, 20 Oct 2009 16:53:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budget Spreadsheet]]></category>
		<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Financial Budget Preparation]]></category>
		<category><![CDATA[financial budgeting]]></category>
		<category><![CDATA[personal budget]]></category>
		<category><![CDATA[Personal Budgeting]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=848</guid>
		<description><![CDATA[1.	Limit impulse purchases
Unnecessary spending often occurs on the spur of the moment. You walk into a shop, see something and feel you just can’t leave without it, even though you didn’t know it existed 10 minutes earlier. Sound familiar?
To prevent this, make a list before you set out. Write down the things you need and [...]]]></description>
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		<title>Compulsive buying has been classified as a psychiatric disorder</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/compulsive-buying-has-been-classified-as-a-psychiatric-disorder/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/compulsive-buying-has-been-classified-as-a-psychiatric-disorder/#comments</comments>
		<pubDate>Tue, 20 Oct 2009 12:28:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budget Spreadsheet]]></category>
		<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Manage Debts]]></category>
		<category><![CDATA[budgeting tips]]></category>
		<category><![CDATA[Financial Budget Preparation]]></category>
		<category><![CDATA[financial budgeting]]></category>
		<category><![CDATA[personal budget]]></category>
		<category><![CDATA[Personal Budgeting]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=843</guid>
		<description><![CDATA[It has been common for people to proudly describe themselves as ‘born to shop’ or a ‘shopaholic’, yet there are some for whom the idea of being addicted to shopping is a genuine condition. The need for ‘retail therapy’ is a much stronger impulse in excessive or compulsive buyers.
It’s no joke: compulsive buying has been [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Kids &#8216;learn spending habits from parents&#8217;</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/kids-learn-spending-habits-from-parents-2/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/kids-learn-spending-habits-from-parents-2/#comments</comments>
		<pubDate>Thu, 24 Sep 2009 16:50:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budget Spreadsheet]]></category>
		<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Budgeting Spreadsheet]]></category>
		<category><![CDATA[financial budgeting]]></category>
		<category><![CDATA[personal budget]]></category>
		<category><![CDATA[Personal Budgeting]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=818</guid>
		<description><![CDATA[If a student is deep in debt or has thousands of pounds in savings then the chances are they inherited their financial sense from mum and dad, the study suggests. 
The new research reveals that parents have the greatest influence on students&#8217; financial habits, above work experience and financial education in secondary or high school. [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>9 Tips to come out Winner in Credit Card Game</title>
		<link>http://budgeting-spreadsheet.com/financial-freedom/save-money-tips/9-tips-to-come-out-winner-in-credit-card-game/</link>
		<comments>http://budgeting-spreadsheet.com/financial-freedom/save-money-tips/9-tips-to-come-out-winner-in-credit-card-game/#comments</comments>
		<pubDate>Mon, 31 Aug 2009 05:18:57 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Save Money Tips]]></category>
		<category><![CDATA[Self Improvement]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[financial budgeting]]></category>
		<category><![CDATA[personal budget]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=710</guid>
		<description><![CDATA[There seems to be warfare among credit companies in Malaysia to get you hooked on credit. Credit card companies are finding all kinds of ways to tempt you by offering various kinds of promotions from free cards, free gifts to slashing interest rates. The credit card companies are trying to show you that there is [...]]]></description>
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		<slash:comments>5</slash:comments>
		</item>
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		<title>4 Easy Steps on how to Make a Budget</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/4-easy-steps-on-how-to-make-a-budget/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/4-easy-steps-on-how-to-make-a-budget/#comments</comments>
		<pubDate>Fri, 28 Aug 2009 09:19:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budget Spreadsheet]]></category>
		<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[financial budgeting]]></category>
		<category><![CDATA[personal budget]]></category>
		<category><![CDATA[Personal Budgeting]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=668</guid>
		<description><![CDATA[Making a budget is an important way of staying in control of your finances. You will be able to work out how much you can really afford to spend, save and service any debts. 
Where to start 
First draw up a list of your income and outgoings. It is best to calculate this as an [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>10 Things which you may not realise that you overpay for</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/10-things-which-you-may-not-realise-that-you-overpay-for/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/10-things-which-you-may-not-realise-that-you-overpay-for/#comments</comments>
		<pubDate>Tue, 25 Aug 2009 08:23:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Save Money Tips]]></category>
		<category><![CDATA[financing budget]]></category>
		<category><![CDATA[personal budget]]></category>
		<category><![CDATA[Personal Budgeting]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=627</guid>
		<description><![CDATA[
1. Afternoon snacks. 
Do you munch protein bars as a healthier alternative to a chocolate pick-me-up? You could easily be paying more than $2 per bar and consuming just as much sugar as you would with your favorite candy bar. Stock up on fruit for a fraction of the cost when you do your grocery [...]]]></description>
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