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	<title>Budgeting Spreadsheet &#187; Investment</title>
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	<description>Is Budgeting Spreadsheet useful to an Individual? If you have this questin in mind, get free Budgeting Spreadsheet advices and tips here.</description>
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		<title>Budgeting Spreadsheet : Cash Management Accounts</title>
		<link>http://budgeting-spreadsheet.com/financial-freedom/budgeting-spreadsheet-cash-management-accounts/</link>
		<comments>http://budgeting-spreadsheet.com/financial-freedom/budgeting-spreadsheet-cash-management-accounts/#comments</comments>
		<pubDate>Sun, 22 Nov 2009 10:37:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[cash management account]]></category>
		<category><![CDATA[CMA]]></category>
		<category><![CDATA[interest rate]]></category>

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		<description><![CDATA[Budgeting Spreadsheet : Cash Management Accounts (CMAs) are like personal cheque accounts but give access to money market rates.&#160; CMAs give the average investor the advantage of high money market rates, usually available to large investors, plus the flexibility of having funds at call.
The banks will invest the CMAs’ funds in government, semi-government and bank [...]]]></description>
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		<title>Budgeting Spreadsheet : Investment Account</title>
		<link>http://budgeting-spreadsheet.com/financial-freedom/investment/budgeting-spreadsheet-investment-account/</link>
		<comments>http://budgeting-spreadsheet.com/financial-freedom/investment/budgeting-spreadsheet-investment-account/#comments</comments>
		<pubDate>Sun, 22 Nov 2009 05:05:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment]]></category>
		<category><![CDATA[Pension]]></category>
		<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=895</guid>
		<description><![CDATA[Budgeting Spreadsheet : In the early days, bank saving accounts were originally created as the only place to invest your cash for a nominal saving account interest return.&#160; However, the bank saving account interest is usually below the inflation or taxation rates which is not attractive to a customer who had large sum of cash.&#160; [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<title>How to avoid paying investment tax with careful planning</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/how-to-avoid-paying-investment-tax-with-careful-planning/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/how-to-avoid-paying-investment-tax-with-careful-planning/#comments</comments>
		<pubDate>Fri, 20 Nov 2009 02:09:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budget Spreadsheet]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Save Money Tips]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[tax]]></category>
		<category><![CDATA[tax planning]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=883</guid>
		<description><![CDATA[Many investors are considering how to supplement income from investments in today&#8217;s environment of low interest rates and inflation. 
All too often, bank and savings accounts will be delivering little or no return. Many British blue-chips have also been cutting the amount of dividend they pay, so people with investments in equity income funds may [...]]]></description>
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		<title>How did my with-profits policy turn into a loss?</title>
		<link>http://budgeting-spreadsheet.com/financial-freedom/how-did-my-with-profits-policy-turn-into-a-loss/</link>
		<comments>http://budgeting-spreadsheet.com/financial-freedom/how-did-my-with-profits-policy-turn-into-a-loss/#comments</comments>
		<pubDate>Mon, 07 Sep 2009 00:53:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[financial]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=779</guid>
		<description><![CDATA[By Margaret Dibben
Question:
My 12-year with-profits endowment policy with Scottish Widows has just matured. I paid £4,320 in premiums and received £4,059, £261 less than I paid in. When I bought the policy, the salesman said that a yearly bonus was added and could never be taken away, and there was also a terminal bonus. I [...]]]></description>
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