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	<title>Budgeting Spreadsheet &#187; financing budget</title>
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	<link>http://budgeting-spreadsheet.com</link>
	<description>Discover the benefits of personal finance, household, expense budgeting with spreadsheet</description>
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		<title>10 Things which you may not realise that you overpay for</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/10-things-which-you-may-not-realise-that-you-overpay-for/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/10-things-which-you-may-not-realise-that-you-overpay-for/#comments</comments>
		<pubDate>Tue, 25 Aug 2009 08:23:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Save Money Tips]]></category>
		<category><![CDATA[financing budget]]></category>
		<category><![CDATA[personal budget]]></category>
		<category><![CDATA[Personal Budgeting]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=627</guid>
		<description><![CDATA[
1. Afternoon snacks. 
Do you munch protein bars as a healthier alternative to a chocolate pick-me-up? You could easily be paying more than $2 per bar and consuming just as much sugar as you would with your favorite candy bar. Stock up on fruit for a fraction of the cost when you do your grocery [...]]]></description>
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		<title>6 Steps to avoid credit card overload and save it for important Investments</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/3-steps-to-avoid-credit-card-overload-and-save-important-investments/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/3-steps-to-avoid-credit-card-overload-and-save-important-investments/#comments</comments>
		<pubDate>Mon, 24 Aug 2009 12:39:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budget Spreadsheet]]></category>
		<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Manage Debts]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[financial budgeting]]></category>
		<category><![CDATA[financing budget]]></category>
		<category><![CDATA[Save Money Tips]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=609</guid>
		<description><![CDATA[Before You Start:
.  Gather recent account statements from your credit cards and other debts.
.  Review the interest rates and finance charges you currently pay on each account.
.  Take a fresh look at your household budget (or spending habits if you don&#8217;t have a budget yet).
.  Think about your ability to stop [...]]]></description>
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		</item>
		<item>
		<title>10 Tips for Graduates to surviving the Economic Storm</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/10-tips-for-graduates-to-surviving-the-economic-storm/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/10-tips-for-graduates-to-surviving-the-economic-storm/#comments</comments>
		<pubDate>Sat, 22 Aug 2009 09:20:28 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budget Spreadsheet]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Financial Budget Preparation]]></category>
		<category><![CDATA[financial budgeting]]></category>
		<category><![CDATA[Financial Budgeting Spreadsheet]]></category>
		<category><![CDATA[financing budget]]></category>
		<category><![CDATA[personal budget]]></category>
		<category><![CDATA[Personal Budgeting]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=573</guid>
		<description><![CDATA[By Emma Simon 
Nearly one million young people cannot find work, according to official figures this week, and an estimated one in six under-25s is now deemed to be a &#8221;Neet&#8221; – that is, not in education, employment or training. 
In today&#8217;s climate graduates are going to extraordinary lengths to secure a decent job. James [...]]]></description>
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		<title>How much debt should you carry?</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/how-much-debt-should-you-carry/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/how-much-debt-should-you-carry/#comments</comments>
		<pubDate>Fri, 21 Aug 2009 07:22:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Manage Debts]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Financial Budget Preparation]]></category>
		<category><![CDATA[financial budgeting]]></category>
		<category><![CDATA[financing budget]]></category>
		<category><![CDATA[Personal Budgeting]]></category>
		<category><![CDATA[personal bugeting spreadsheet]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=534</guid>
		<description><![CDATA[
Before you make another major purchase, do some calculating.
You just bought your dream car. And you’re still making the monthly mortgage payments on your dream house. Now, you hear the latest model of the home theater equipment you’ve been dreaming about is being sold at a special introductory price at the mall.
Before you rush off [...]]]></description>
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		</item>
		<item>
		<title>Living through crisis with Financial Planning</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/living-through-crisis-with-financial-planning/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/living-through-crisis-with-financial-planning/#comments</comments>
		<pubDate>Sat, 08 Aug 2009 13:20:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budget Spreadsheet]]></category>
		<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Save Money Tips]]></category>
		<category><![CDATA[Self Improvement]]></category>
		<category><![CDATA[Budgeting Spreadsheet]]></category>
		<category><![CDATA[financial budgeting]]></category>
		<category><![CDATA[financing budget]]></category>
		<category><![CDATA[personal budget]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=492</guid>
		<description><![CDATA[
Financial experts said in order to insulate you from unexpected short term financial crisis or recession; you should have a saving of at least three to six months&#8217; expenses. Financial planning should starts as early as possible, ideally should start once you are working. You should plan early for your future. During recession, your spending [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>Preparing the Purchase Budgeting Spreadsheet</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/company-budgeting/preparing-the-purchase-budgeting-spreadsheet/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/company-budgeting/preparing-the-purchase-budgeting-spreadsheet/#comments</comments>
		<pubDate>Wed, 10 Jun 2009 15:01:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[company budgeting]]></category>
		<category><![CDATA[Financial Budget Preparation]]></category>
		<category><![CDATA[financing budget]]></category>
		<category><![CDATA[profit & loss budget]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=133</guid>
		<description><![CDATA[My previous post explained how to prepare the Sales Budgeting Spreadsheet.  Following that, the next step is to prepare the Purchase Budgeting Spreadsheet or some organizations termed it as Cost of Sales or Direct Expenses Budgeting Spreadsheet. All these three terms are actually referring to direct cost attributable to the good sold or sales. [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Preparing the Financial Budgeting Spreadsheet</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/company-budgeting/preparing-the-financial-budgeting-spreadsheet/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/company-budgeting/preparing-the-financial-budgeting-spreadsheet/#comments</comments>
		<pubDate>Sun, 07 Jun 2009 13:42:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[company budgeting]]></category>
		<category><![CDATA[Financial Budget Preparation]]></category>
		<category><![CDATA[financing budget]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=69</guid>
		<description><![CDATA[The principal steps in preparing the financial budgeting spreadsheet are as follows :
1.  Operating Budgeting Spreadsheets:
     a.  Sales budgeting spreadsheet
     b.  Purchase budgeting spreadsheet
     c.  Operating Expenses budgeting spreadsheet
     d.  Advertising and promotion budgeting [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Fixed and Flexible Financial Budgets</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/types-of-financial-budgets/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/types-of-financial-budgets/#comments</comments>
		<pubDate>Sun, 07 Jun 2009 06:59:55 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[financing budget]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=41</guid>
		<description><![CDATA[There is always a very close link between Financial Budget and Strategic Plan of an organization. In any case, Strategic Plan leads to long-range planning which produces Financial Budget. Long-range plan and Financial Budget give the company direction and goals for the future, while short term-term plans and budgets guide day-to-day operations. Most big organizations [...]]]></description>
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		<title>Types of Financial Budgeting Spreadsheets</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/operating-budget-investment-budget-financing-budget-and-cashflow-budget/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/operating-budget-investment-budget-financing-budget-and-cashflow-budget/#comments</comments>
		<pubDate>Sun, 07 Jun 2009 05:10:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[cashflow budget]]></category>
		<category><![CDATA[financing budget]]></category>
		<category><![CDATA[investment budget]]></category>
		<category><![CDATA[operating budget]]></category>
		<category><![CDATA[profit & loss budget]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=31</guid>
		<description><![CDATA[The most forward-looking budget is the strategic plan which sets the overall goals and objectives of an organization. Some business analyst would not classfiy the strategic plan as actual budget. In any case, the strategic plan leads to long-range planning which produces the Financial Budgets. The Financial Budget make up of a few components, operating [...]]]></description>
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