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	<title>Budgeting Spreadsheet &#187; financial planning</title>
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	<link>http://budgeting-spreadsheet.com</link>
	<description>Is Budgeting Spreadsheet useful to an Individual? If you have this questin in mind, get free Budgeting Spreadsheet advices and tips here.</description>
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		<title>Pension Income is a concern now in U.K</title>
		<link>http://budgeting-spreadsheet.com/financial-freedom/pension-income-is-a-concern-now-in-u-k/</link>
		<comments>http://budgeting-spreadsheet.com/financial-freedom/pension-income-is-a-concern-now-in-u-k/#comments</comments>
		<pubDate>Thu, 11 Feb 2010 07:52:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[Pension]]></category>

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		<description><![CDATA[New figures show that, after paying bills, one in five people between 55 and 64 will be left with just £40 a week to survive on. 

The research from Aviva found they will have less than £750 a month, of which £490 is spent paying a range of bills, including housing, utilities, transport and clothing. [...]]]></description>
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		<title>Retirement planning tips</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/retirement-planning-tips/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/retirement-planning-tips/#comments</comments>
		<pubDate>Sun, 22 Nov 2009 03:37:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budget Spreadsheet]]></category>
		<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Budgeting Spreadsheet]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[pensions]]></category>

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		<description><![CDATA[In your 20s and 30s 
Delaying the start of your pension savings could put a large dent in your retirement fund. 
If you start saving £150 per month when you are 25, you could end up with a fund worth £395,000 (assuming annual growth of 7 per cent). But if you leave it another five [...]]]></description>
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		<slash:comments>4</slash:comments>
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		<title>How to avoid paying investment tax with careful planning</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/how-to-avoid-paying-investment-tax-with-careful-planning/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/how-to-avoid-paying-investment-tax-with-careful-planning/#comments</comments>
		<pubDate>Fri, 20 Nov 2009 02:09:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budget Spreadsheet]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Save Money Tips]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[tax]]></category>
		<category><![CDATA[tax planning]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=883</guid>
		<description><![CDATA[Many investors are considering how to supplement income from investments in today&#8217;s environment of low interest rates and inflation. 
All too often, bank and savings accounts will be delivering little or no return. Many British blue-chips have also been cutting the amount of dividend they pay, so people with investments in equity income funds may [...]]]></description>
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		<title>How To Plan for Your Retirement</title>
		<link>http://budgeting-spreadsheet.com/financial-freedom/how-to-plan-for-your-retirement/</link>
		<comments>http://budgeting-spreadsheet.com/financial-freedom/how-to-plan-for-your-retirement/#comments</comments>
		<pubDate>Wed, 09 Sep 2009 15:58:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[financial planning]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=808</guid>
		<description><![CDATA[In life, nothing is permanent in this world. Everything that comes will definitely go. That is why it is best to put our best foot forward and save more for the future. The best thing that you have to start with is to have a retirement plan.
Some wait to long before they decide to plan [...]]]></description>
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