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	<title>Budgeting Spreadsheet &#187; financial budgeting</title>
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	<link>http://budgeting-spreadsheet.com</link>
	<description>Is Budgeting Spreadsheet useful to an Individual? If you have this questin in mind, get free Budgeting Spreadsheet advices and tips here.</description>
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		<title>Budgeting Spreadsheet : Bank Saving Account</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/budgeting-spreadsheet-bank-saving-account/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/budgeting-spreadsheet-bank-saving-account/#comments</comments>
		<pubDate>Sun, 22 Nov 2009 03:40:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budget Spreadsheet]]></category>
		<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[bank saving account]]></category>
		<category><![CDATA[financial budgeting]]></category>
		<category><![CDATA[saving account interest]]></category>
		<category><![CDATA[saving account rate]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=890</guid>
		<description><![CDATA[Budgeting Spread : I started my first step of saving money by opening a bank saving account with a local bank. I believe most you also shared the same experience as mine. I remembered the bank saving account was opened during my primary schooling days with my ang pow money.&#160; From then onwards, I would [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Various investment parking options</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/various-investment-parking-options/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/various-investment-parking-options/#comments</comments>
		<pubDate>Sat, 14 Nov 2009 09:36:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budget Spreadsheet]]></category>
		<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Financial Budget Preparation]]></category>
		<category><![CDATA[financial budgeting]]></category>
		<category><![CDATA[personal budget]]></category>
		<category><![CDATA[Personal Budgeting]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=880</guid>
		<description><![CDATA[When you deposit your money with a bank, your first decsion is whether you want access to it all the time. If you are prepared to lock it away for some time, fixed deposit is usually the obvious choice.
If you want ready accessibility, then you will opt for an at call deposit account or investment. [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>Dilemma on where to park your excess cash?</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/dilemma-on-where-to-park-your-excess-cash/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/dilemma-on-where-to-park-your-excess-cash/#comments</comments>
		<pubDate>Sat, 14 Nov 2009 09:23:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budget Spreadsheet]]></category>
		<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Financial Budget Preparation]]></category>
		<category><![CDATA[financial budgeting]]></category>
		<category><![CDATA[personal budget]]></category>
		<category><![CDATA[Personal Budgeting]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=878</guid>
		<description><![CDATA[Thirty four year old Jessie is married with two children, and one on the way. She and her husband recently moved to a new place where they purchased two properties with the proceeds from the sale of their former house.
A nice position to be in. And the only real financial problem they faced was where [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>One in three people in the UK died without making a &#8220;Will&#8221; ended in bad family feud</title>
		<link>http://budgeting-spreadsheet.com/financial-freedom/one-in-three-people-in-the-uk-died-without-making-a-will-ended-in-bad-family-feud/</link>
		<comments>http://budgeting-spreadsheet.com/financial-freedom/one-in-three-people-in-the-uk-died-without-making-a-will-ended-in-bad-family-feud/#comments</comments>
		<pubDate>Wed, 28 Oct 2009 06:34:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[financial budgeting]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=861</guid>
		<description><![CDATA[By Emma Simon 
This week is &#8220;write a will week&#8221; where solicitors, financial advisers and charities try to persuade some 28m Brits to think about who should inherit their money. It isn&#8217;t just the young and indebted who haven&#8217;t written a will. 
Research by unbiased.co.uk &#8211; the professional advice website &#8211; shows that two-thirds of [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Teaching children HOW TO manage MONEY early in life</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/teaching-children-how-to-manage-money-early-in-life/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/teaching-children-how-to-manage-money-early-in-life/#comments</comments>
		<pubDate>Sat, 24 Oct 2009 08:23:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budget Spreadsheet]]></category>
		<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Manage Debts]]></category>
		<category><![CDATA[Budgeting Spreadsheet]]></category>
		<category><![CDATA[financial budgeting]]></category>
		<category><![CDATA[personal budget]]></category>
		<category><![CDATA[Personal Budgeting]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=857</guid>
		<description><![CDATA[
WE’VE all seen them – adults who have no idea how to manage their money.
While it’s easy to look down our noses at them as they take out their third mortgage to make payments on their SUV, we should stop and think about where they learned their financial attitudes.
We may realise that our children could [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Everyone does some kinds of mental accounting</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/everyone-does-some-kinds-of-mental-accounting/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/everyone-does-some-kinds-of-mental-accounting/#comments</comments>
		<pubDate>Tue, 20 Oct 2009 20:00:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budget Spreadsheet]]></category>
		<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Financial Budget Preparation]]></category>
		<category><![CDATA[financial budgeting]]></category>
		<category><![CDATA[personal bugeting spreadsheet]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=845</guid>
		<description><![CDATA[Mental accounting is a form of book keeping that everyone does more or less automatically, although not necessarily consciously. Studies have shown that we divide our finances between separate mental accounts, such as going out, household expenses, clothes, buying birthday presents etc., and then keep a metal tally of how much we have left to [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>3 effective tips to avoid overspending</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/3-effective-tips-to-avoid-overspending/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/3-effective-tips-to-avoid-overspending/#comments</comments>
		<pubDate>Tue, 20 Oct 2009 16:53:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budget Spreadsheet]]></category>
		<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Financial Budget Preparation]]></category>
		<category><![CDATA[financial budgeting]]></category>
		<category><![CDATA[personal budget]]></category>
		<category><![CDATA[Personal Budgeting]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=848</guid>
		<description><![CDATA[1.	Limit impulse purchases
Unnecessary spending often occurs on the spur of the moment. You walk into a shop, see something and feel you just can’t leave without it, even though you didn’t know it existed 10 minutes earlier. Sound familiar?
To prevent this, make a list before you set out. Write down the things you need and [...]]]></description>
		<wfw:commentRss>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/3-effective-tips-to-avoid-overspending/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Compulsive buying has been classified as a psychiatric disorder</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/compulsive-buying-has-been-classified-as-a-psychiatric-disorder/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/compulsive-buying-has-been-classified-as-a-psychiatric-disorder/#comments</comments>
		<pubDate>Tue, 20 Oct 2009 12:28:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budget Spreadsheet]]></category>
		<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Manage Debts]]></category>
		<category><![CDATA[budgeting tips]]></category>
		<category><![CDATA[Financial Budget Preparation]]></category>
		<category><![CDATA[financial budgeting]]></category>
		<category><![CDATA[personal budget]]></category>
		<category><![CDATA[Personal Budgeting]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=843</guid>
		<description><![CDATA[It has been common for people to proudly describe themselves as ‘born to shop’ or a ‘shopaholic’, yet there are some for whom the idea of being addicted to shopping is a genuine condition. The need for ‘retail therapy’ is a much stronger impulse in excessive or compulsive buyers.
It’s no joke: compulsive buying has been [...]]]></description>
		<wfw:commentRss>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/compulsive-buying-has-been-classified-as-a-psychiatric-disorder/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Up close with Teddy Sheringham on Money Matters</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/get-close-with-teddy-sheringham-on-money-matters/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/get-close-with-teddy-sheringham-on-money-matters/#comments</comments>
		<pubDate>Sun, 11 Oct 2009 20:29:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Around the Globe]]></category>
		<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Self Improvement]]></category>
		<category><![CDATA[Budgeting Spreadsheet]]></category>
		<category><![CDATA[financial budgeting]]></category>
		<category><![CDATA[personal bugeting spreadsheet]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=838</guid>
		<description><![CDATA[Who is Teddy SHeringham?
Teddy Sheringham, 43, was the oldest man to have played in all four English football leagues before he retired last year. He was awarded an OBE in 2007 and currently lives near Epping with his girlfriend Kristina. His most famous club that he played for was as a striker for Manchester United [...]]]></description>
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		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>7 Simple Steps To Eliminate Debt</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/7-simple-steps-to-eliminate-debt/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/7-simple-steps-to-eliminate-debt/#comments</comments>
		<pubDate>Sun, 11 Oct 2009 08:43:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budget Spreadsheet]]></category>
		<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Manage Debts]]></category>
		<category><![CDATA[Budgeting Spreadsheet]]></category>
		<category><![CDATA[financial budgeting]]></category>
		<category><![CDATA[managing debts]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=832</guid>
		<description><![CDATA[Many Americans today find themselves in large, seemingly insurmountable amounts of debt. They ignore the problem until it threatens their financial health and has huge negative effects on their life. Learn how to take control now and eliminate your debt by following these seven easy steps – and the best part is that it won&#8217;t [...]]]></description>
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		<slash:comments>6</slash:comments>
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