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	<title>Budgeting Spreadsheet</title>
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	<description>Is Budgeting Spreadsheet useful to an Individual? If you have this questin in mind, get free Budgeting Spreadsheet advices and tips here.</description>
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		<title>Budgeting: 3 ways to consolidate debt</title>
		<link>http://budgeting-spreadsheet.com/uncategorized/budgeting-3-ways-to-consolidate-debt/</link>
		<comments>http://budgeting-spreadsheet.com/uncategorized/budgeting-3-ways-to-consolidate-debt/#comments</comments>
		<pubDate>Tue, 14 Jun 2011 12:17:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Consolidating your debts could make them a lot easier to deal with. When they &#8216;roll&#8217; multiple debts into one, a lot of people find that budgeting becomes a much simpler task. Not only that, but it could also help you to reduce your monthly outgoings. 
There&#8217;s more than one way to consolidate your debts &#8211; [...]]]></description>
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		<title>How Budgeting Spreadsheet Helps Me</title>
		<link>http://budgeting-spreadsheet.com/financial-freedom/save-money-tips/how-budgeting-spreadsheet-helps-me/</link>
		<comments>http://budgeting-spreadsheet.com/financial-freedom/save-money-tips/how-budgeting-spreadsheet-helps-me/#comments</comments>
		<pubDate>Fri, 17 Dec 2010 10:29:35 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Manage Debts]]></category>
		<category><![CDATA[Save Money Tips]]></category>

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		<description><![CDATA[After going through my bank accounts and my loans, I decided to take all my saving of $3,000 to fully settle my credit card loan of equal amount.
However after my Financial Planner helped me with your budgeting spreadsheet, I realized that I did not set aside some cash for emergency.
The emergency cash buffer is important. [...]]]></description>
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		<title>Tips for wise management of credit cards</title>
		<link>http://budgeting-spreadsheet.com/financial-freedom/save-money-tips/tips-for-wise-management-of-credit-cards/</link>
		<comments>http://budgeting-spreadsheet.com/financial-freedom/save-money-tips/tips-for-wise-management-of-credit-cards/#comments</comments>
		<pubDate>Mon, 13 Dec 2010 15:21:38 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Manage Debts]]></category>
		<category><![CDATA[Save Money Tips]]></category>
		<category><![CDATA[credit card]]></category>

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		<description><![CDATA[Credit cards have made the lives of the people more convenient as they help you buy things of your choice instantaneously. In the early days of using credit cards, you may find it very appealing but it is after you gather a fair amount of credit into your account that you realize the difficulty involved. [...]]]></description>
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		<title>Credit card finance charges and interests</title>
		<link>http://budgeting-spreadsheet.com/financial-freedom/save-money-tips/credit-card-finance-charges-and-interests/</link>
		<comments>http://budgeting-spreadsheet.com/financial-freedom/save-money-tips/credit-card-finance-charges-and-interests/#comments</comments>
		<pubDate>Mon, 13 Dec 2010 15:20:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Save Money Tips]]></category>
		<category><![CDATA[credit card]]></category>

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		<description><![CDATA[The usage of the credit card does not come without extra charges. Apart from the regular charges, there is also other fess that you will need to pay. The widespread fees that are charged by the credit card company are the annual fees, late payment fees, finance charges and the APR of which the finance [...]]]></description>
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		<title>Free Credit Card Consolidation: how to proceed in the right path to financial freedom</title>
		<link>http://budgeting-spreadsheet.com/financial-freedom/free-credit-card-consolidation-how-to-proceed-in-the-right-path-to-financial-freedom/</link>
		<comments>http://budgeting-spreadsheet.com/financial-freedom/free-credit-card-consolidation-how-to-proceed-in-the-right-path-to-financial-freedom/#comments</comments>
		<pubDate>Mon, 06 Dec 2010 08:49:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Manage Debts]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/financial-freedom/free-credit-card-consolidation-how-to-proceed-in-the-right-path-to-financial-freedom/</guid>
		<description><![CDATA[Free Credit Card Consolidation can surely solve all of your debt related problems. But, before being involved into a free credit card consolidation program, you should not forget to check the creditability of the company which is offering this program. Free credit card consolidation Services are actually offered by the non-profit consolidation companies. Such companies [...]]]></description>
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		<title>Tips to reduce the amount you spend on your car and driving</title>
		<link>http://budgeting-spreadsheet.com/financial-freedom/save-money-tips/tips-to-reduce-the-amount-you-spend-on-your-car-and-driving/</link>
		<comments>http://budgeting-spreadsheet.com/financial-freedom/save-money-tips/tips-to-reduce-the-amount-you-spend-on-your-car-and-driving/#comments</comments>
		<pubDate>Wed, 17 Nov 2010 01:02:21 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Save Money Tips]]></category>

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		<description><![CDATA[Plan your route
Planning your route before setting off on a journey in your car has many benefits. Should you get lost, the journey will obviously take longer than it would have done had you found your intended destination right away. What many people don’t consider however is the extra petrol you use driving around aimlessly. [...]]]></description>
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		<title>Money-saving shopping tips</title>
		<link>http://budgeting-spreadsheet.com/financial-freedom/save-money-tips/money-saving-shopping-tips/</link>
		<comments>http://budgeting-spreadsheet.com/financial-freedom/save-money-tips/money-saving-shopping-tips/#comments</comments>
		<pubDate>Mon, 15 Nov 2010 08:06:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Save Money Tips]]></category>

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		<description><![CDATA[Proper budgeting and management of your finances is really an essential step to take especially with the ever increasing cost of living in this generation. You can have all the power and skills to manage your hard-earned money with having to seek professional assistance on this matter. This is possible with your will power to [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>7 Ways Your family can avoid breaking the bank</title>
		<link>http://budgeting-spreadsheet.com/financial-freedom/save-money-tips/7-ways-your-family-can-avoid-breaking-the-bank/</link>
		<comments>http://budgeting-spreadsheet.com/financial-freedom/save-money-tips/7-ways-your-family-can-avoid-breaking-the-bank/#comments</comments>
		<pubDate>Wed, 08 Sep 2010 10:47:35 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Save Money Tips]]></category>

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		<description><![CDATA[1. Shop in Your Closet First
Before heading to the mall, Rowley says families should do their homework and go shopping in their kids&#8217; closets. That way you&#8217;ll know exactly what&#8217;s needed before you spend a penny. 
&#34;Do an inventory of the closet and decide on five or six, or maybe seven basic pieces that will [...]]]></description>
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		<title>6 overpriced items that consumers still spending on</title>
		<link>http://budgeting-spreadsheet.com/financial-freedom/save-money-tips/6-overpriced-items-that-consumers-still-spending-on/</link>
		<comments>http://budgeting-spreadsheet.com/financial-freedom/save-money-tips/6-overpriced-items-that-consumers-still-spending-on/#comments</comments>
		<pubDate>Tue, 07 Sep 2010 10:02:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Save Money Tips]]></category>

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		<description><![CDATA[Unless you&#8217;re filthy rich, you&#8217;ve probably noticed that movie theater popcorn costs an arm and a leg. Still, for some unknown reason, countless consumers shell out the big bucks for this greasy flick-food.
Of course, movie theater snacks aren&#8217;t the only budget busters. Just think about the exorbitant cost of greeting cards, printer ink and bottled [...]]]></description>
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		<title>7 Tips On How to Save Money</title>
		<link>http://budgeting-spreadsheet.com/financial-freedom/save-money-tips/7-tips-on-how-to-save-money/</link>
		<comments>http://budgeting-spreadsheet.com/financial-freedom/save-money-tips/7-tips-on-how-to-save-money/#comments</comments>
		<pubDate>Mon, 06 Sep 2010 03:21:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Save Money Tips]]></category>

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		<description><![CDATA[1. Keep Your Home Simple    Billionaires can afford to live in the most exclusive mansions imaginable &#8212; and many do, including Bill Gates&#8217; sprawling 66,000 square foot, $147.5 million dollar mansion in Medina, Wash. &#8212; yet frugal billionaires like Warren Buffett choose to keep it simple. Buffett still lives in the five-bedroom [...]]]></description>
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