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	<title>Budgeting Spreadsheet &#187; Budget Spreadsheet</title>
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	<link>http://budgeting-spreadsheet.com</link>
	<description>Is Budgeting Spreadsheet useful to an Individual? If you have this questin in mind, get free Budgeting Spreadsheet advices and tips here.</description>
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		<title>Why a Business Plan is Important to a Company</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/why-a-business-plan-is-important-to-a-company/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/why-a-business-plan-is-important-to-a-company/#comments</comments>
		<pubDate>Mon, 12 Jul 2010 11:47:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budget Spreadsheet]]></category>
		<category><![CDATA[company budgeting]]></category>

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		<description><![CDATA[Some companies are fortunate that they operate in industries that they practically monopolized and have no competitors. Those companies that are not so fortunate will have no alternative other than to stay ahead of their competitors in order to survive in the business world or excel in their industries.
An effective and good management control system [...]]]></description>
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		<slash:comments>4</slash:comments>
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		<title>Budgeting Spreadsheet : Bank Saving Account</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/budgeting-spreadsheet-bank-saving-account/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/budgeting-spreadsheet-bank-saving-account/#comments</comments>
		<pubDate>Sun, 22 Nov 2009 03:40:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budget Spreadsheet]]></category>
		<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[bank saving account]]></category>
		<category><![CDATA[financial budgeting]]></category>
		<category><![CDATA[saving account interest]]></category>
		<category><![CDATA[saving account rate]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=890</guid>
		<description><![CDATA[Budgeting Spread : I started my first step of saving money by opening a bank saving account with a local bank. I believe most you also shared the same experience as mine. I remembered the bank saving account was opened during my primary schooling days with my ang pow money.&#160; From then onwards, I would [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Retirement planning tips</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/retirement-planning-tips/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/retirement-planning-tips/#comments</comments>
		<pubDate>Sun, 22 Nov 2009 03:37:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budget Spreadsheet]]></category>
		<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Budgeting Spreadsheet]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[pensions]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=887</guid>
		<description><![CDATA[In your 20s and 30s 
Delaying the start of your pension savings could put a large dent in your retirement fund. 
If you start saving £150 per month when you are 25, you could end up with a fund worth £395,000 (assuming annual growth of 7 per cent). But if you leave it another five [...]]]></description>
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		<slash:comments>4</slash:comments>
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		<item>
		<title>How to keep cost down during Christmas</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/how-to-keep-cost-down-during-christmas/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/how-to-keep-cost-down-during-christmas/#comments</comments>
		<pubDate>Fri, 20 Nov 2009 02:20:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budget Spreadsheet]]></category>
		<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Save Money Tips]]></category>
		<category><![CDATA[Budgeting Spreadsheet]]></category>
		<category><![CDATA[budgeting tips]]></category>
		<category><![CDATA[personal budget]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=885</guid>
		<description><![CDATA[The Christmas party season is just around the corner, but with most of us feeling the pinch, keeping costs down will be a priority for many. 
Hosting a party can be an expensive business once you have factored in food, drink, decorations and entertainment but, provided you are prepared to do some research, there are [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>How to avoid paying investment tax with careful planning</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/how-to-avoid-paying-investment-tax-with-careful-planning/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/how-to-avoid-paying-investment-tax-with-careful-planning/#comments</comments>
		<pubDate>Fri, 20 Nov 2009 02:09:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budget Spreadsheet]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Save Money Tips]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[tax]]></category>
		<category><![CDATA[tax planning]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=883</guid>
		<description><![CDATA[Many investors are considering how to supplement income from investments in today&#8217;s environment of low interest rates and inflation. 
All too often, bank and savings accounts will be delivering little or no return. Many British blue-chips have also been cutting the amount of dividend they pay, so people with investments in equity income funds may [...]]]></description>
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		<title>Various investment parking options</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/various-investment-parking-options/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/various-investment-parking-options/#comments</comments>
		<pubDate>Sat, 14 Nov 2009 09:36:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budget Spreadsheet]]></category>
		<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Financial Budget Preparation]]></category>
		<category><![CDATA[financial budgeting]]></category>
		<category><![CDATA[personal budget]]></category>
		<category><![CDATA[Personal Budgeting]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=880</guid>
		<description><![CDATA[When you deposit your money with a bank, your first decsion is whether you want access to it all the time. If you are prepared to lock it away for some time, fixed deposit is usually the obvious choice.
If you want ready accessibility, then you will opt for an at call deposit account or investment. [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Dilemma on where to park your excess cash?</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/dilemma-on-where-to-park-your-excess-cash/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/dilemma-on-where-to-park-your-excess-cash/#comments</comments>
		<pubDate>Sat, 14 Nov 2009 09:23:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budget Spreadsheet]]></category>
		<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Financial Budget Preparation]]></category>
		<category><![CDATA[financial budgeting]]></category>
		<category><![CDATA[personal budget]]></category>
		<category><![CDATA[Personal Budgeting]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=878</guid>
		<description><![CDATA[Thirty four year old Jessie is married with two children, and one on the way. She and her husband recently moved to a new place where they purchased two properties with the proceeds from the sale of their former house.
A nice position to be in. And the only real financial problem they faced was where [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Disadvantages of Debt Consolidation</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/870/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/870/#comments</comments>
		<pubDate>Sun, 08 Nov 2009 13:32:53 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budget Spreadsheet]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Manage Debts]]></category>
		<category><![CDATA[debti consolidation]]></category>
		<category><![CDATA[loan consolidation]]></category>
		<category><![CDATA[managing debts]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/budget-spreadsheet/870/</guid>
		<description><![CDATA[While debts consolidation has its advantages, it also got its pitfalls if not handled carefully. The trick to sussing them out is to focus on what you can’t see straight away. 
There can be lots of one-off fees involved both in taking out the new loan and in winding up the old ones. This can [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Benefits of debt consolidation</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/benefits-of-debt-consolidation/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/benefits-of-debt-consolidation/#comments</comments>
		<pubDate>Sun, 08 Nov 2009 12:47:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budget Spreadsheet]]></category>
		<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Manage Debts]]></category>
		<category><![CDATA[benefits of debt consolidation]]></category>
		<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[loan consolidation]]></category>
		<category><![CDATA[managing debts]]></category>
		<category><![CDATA[Personal Budgeting]]></category>
		<category><![CDATA[tips]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/financial-budget/benefits-of-debt-consolidation/</guid>
		<description><![CDATA[There are various benefits that you can enjoy when you consolidate loans.&#160; But before that, you got to keep your eyes open and play your cards right in order to be effective in settling all your loans faster without additional burdens.
First of all, there is the interest rates that got to be considered. If your [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>Teaching children HOW TO manage MONEY early in life</title>
		<link>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/teaching-children-how-to-manage-money-early-in-life/</link>
		<comments>http://budgeting-spreadsheet.com/budget-spreadsheet/financial-budget/teaching-children-how-to-manage-money-early-in-life/#comments</comments>
		<pubDate>Sat, 24 Oct 2009 08:23:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budget Spreadsheet]]></category>
		<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Manage Debts]]></category>
		<category><![CDATA[Budgeting Spreadsheet]]></category>
		<category><![CDATA[financial budgeting]]></category>
		<category><![CDATA[personal budget]]></category>
		<category><![CDATA[Personal Budgeting]]></category>

		<guid isPermaLink="false">http://budgeting-spreadsheet.com/?p=857</guid>
		<description><![CDATA[
WE’VE all seen them – adults who have no idea how to manage their money.
While it’s easy to look down our noses at them as they take out their third mortgage to make payments on their SUV, we should stop and think about where they learned their financial attitudes.
We may realise that our children could [...]]]></description>
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